New Mobile Deposit Rule
Beginning July 1, 2018, all checks deposited via mobile must include "For Mobile Deposit Only" below your signature or the deposit will be rejected. To prevent delay of mobile check deposits please include your signature and member number above the words "for mobile deposit only" in the endorsement area on the back of the check. See the example:
Easy and Simple on the Go!
Banking from your mobile device is easy! Simply visit the link below to download our Mobile Banking app from the App Store® or Google Play. Carolinas Telco offers Mobile Banking for registered NetBranch users. Our NetBranch Mobile App is available on iPhone®, Apple iPad®, and on Android, you can make mobile check deposits!* Enrollment is required by logging in to NetBranch, accepting the updated disclosures, and completing your enrollment in Mobile Deposit.
Deposit paper checks digitally through our Mobile App for Apple and Android enabled devices.
Once enrolled (by accepting updated terms and conditions), you will be able to deposit checks into your savings and checking accounts by taking a photo of the front and back of your check using your device's camera. Note: You must include "For Mobile Deposit Only" below your signature or the deposit will be rejected.
If you make your deposit by our cut-off time of 3:00 p.m. on a business day (subject to change) your funds will generally be available the next business day. If submitted later than the cut-off time, funds will be available by the second business day. Generally on weekends, if a deposit is submitted through the app after 3:00 p.m. on Friday, it won’t be reviewed until the next business day, making the funds available on the second business day.
All deposits are initially noted as "pending" when you review your deposit history within the app, until we have had an opportunity to review the item. After an item has been accepted, it will be reflected in the app and in your available account balance. Please be sure to keep the check in a safe, secure place for 30 business days while the transaction is being completed.
Get Started With Mobile Deposit
Mobile Deposit Processing Schedule
Mobile Deposit Tips
New to Online Banking?
If you haven't done so already, Sign up for NetBranch. Once you've established your User ID and Password, you'll be able to access your account using the Mobile Banking App.
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By accessing this link, you will be leaving the Credit Union’s website and entering an email site hosted by another party.
Although the Credit Union has approved this as a reliable email address, please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of the Credit Union’s website. The other party is solely responsible for the security of its email service. As such the security of any sensitive information transmitted is not guaranteed. We do not recommend sending any sensitive information through this channel.
Please visit our “contact us” webpage for more information on secure methods available for contacting the Credit Union.