Since its founding in 1934, Carolinas Telco Federal Credit Union has always been different. As banks and other credit unions have struggled to be all things to all people, Carolinas Telco has continued to exclusively serve the telecommunications workers of North Carolina and South Carolina and their families, with exceptional services and products, like our credit cards, home equity accounts, mortgages and car loans.
We want to be convenient for you, so we offer Online Banking, Mobile Banking, Mobile Deposit, Direct Deposit, Visa Check Cards, and ATM Cards. We currently have branches in Charlotte, Cornelius, Gastonia, Raleigh, Columbia, Charleston, and Greenville, SC.
As the only credit union in the region so focused, Carolinas Telco is uniquely qualified to address the financial needs of those who work for or have retired from telecommunications-related companies. We don’t want to be all things to all people. Our goal is to serve the financial needs of people in telecommunications-related fields and their families - and that’s it. So it’s true that we’re not right for everyone, but we are right for you.
How To Join
Carolinas Telco FCU offers membership to the employees in the Telecommunications Industry in North and South Carolina, and their families. To join, we require a completed membership application and an initial $5.00 deposit - $5.00 is the minimum balance you must maintain in your Savings Account.
Once you open your account, you will be able to apply for Free Checking, Online Banking, and take advantage of our terrific loan rates and you and your family may remain active members for life, no matter where you later live or work. Simply maintain a $5.00 minimum balance in your Prime Share Savings Account, and you're free to take advantage of all our products and services.
To become a member, follow this link: Become a Member.
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Please visit our “contact us” webpage for more information on secure methods available for contacting the Credit Union.